Not long ago, Yiwu United Bank villages and towns with Yueqing United Bank villages and towns signed the micro loan business and technical cooperation agreement, to cultivate professional "micro credits for Yueqing". In October 27th, the first batch of Yueqing from 7 customer Manager formally started learning to work in Yiwu joint Town Bank training, this marks the Yiwu City joint Town Bank micro credit technology promotion work officially started landing.

Relying on the Yiwu market, the Yiwu joint town bank with its own characteristics of the micro credit technology has formed the landing, and have a certain ability to copy. Self built, the bank put the micro credit as an important line of business to grasp, imported from France Pei Feng group technology support Sichuan Nanchong Meixing microfinance company elite team, in addition to international micro credit technology support, the bank also suit one's measures to local conditions, fully combine the characteristics of the market, explore the micro credit technology with its own characteristics, achieved good results.

"Yiwu China gathered a large number of Small and micro businesses, financing problem is prominent, their demand for financial services is very urgent, in the face of competition, we must take the road of differentiation, thus established the 'based on County, market positioning support a small'." According to the chairman of Yiwu United Bank villages and towns of Yiwu Zhu Hairong introduced, according to the characteristics of small micro enterprise, the bank has established a "micro credit model light mortgage, low limit, the examination and approval of fast, short cycle" unique.

To meet the market demand, the bank specific deploy capable forces set up product innovation, launched a "rent the loan", "salary credit" has the micro characteristics of financial products, through continuous operation improvement, agriculture and small micro product line has become more mature, by the majority of the "three rural" customers, small micro enterprise customers recognition.

As of the end of 9, the deposit balance of 1283000000 yuan, 1859000000 yuan of loans. Set up more than a year, has accumulated loans 4350000000 yuan, support small micro customers more than 5000 households, which accumulated to support the field to righteousness business households 2900 households, accounting for the number of loans 58%, amounting to 1042000000 yuan, benefit customers throughout the country 30 provinces, of which about 700 people for the first time to obtain bank loans, and 30 several in righteousness chamber of Commerce established business cooperation relationship.