Yiwu City opened the big data era financial service platform 2014-11-28
In November 6th, Yiwu city launched specifically for their big financial services platform to tailor, high-quality business without a fixed asset mortgage, just by service platform provides a flow of capital, goods and information flow "data mortgage", you can apply for a loan from the bank. It is reported, this practice is the first time in the country.
Liu Liang is a foreign entrepreneurs do dress business on the Internet at present. Open shop flow of funds quickly, the demand for funds is relatively large. Liu Liang did not buy a house in Yiwu, not through the fixed assets of the mortgage to the bank to apply for loans. Because he is a stranger, in Yiwu it is difficult to find a friend can guarantee. Liu Liang was anxious, with their own electric business bigger and bigger, the lack of follow-up funding support problem is more and more outstanding.
Experience is not the case of Liu Liang. Statistical data shows, this year 1 to September, Yiwu small commodity city realize the turnover of 57700000000 yuan, while Yiwu's e-commerce transactions to achieve the amount of 71400000000 yuan. At present, Yiwu domestic express daily shipments of 750000 votes, becoming China's e-commerce transaction first county (city). Yiwu network in total account each big e-commerce platform of up to 213700, is 3 times the total number of Yiwu small commodity city merchants, giant network has become the most dynamic and creative Yiwu economic group. However, many of them are like Liu Liang, in the Yiwu has no fixed assets as collateral, also can not find security friends.
For high quality business financing difficult financing your phenomenon, in November 6th, by the people's Bank branch of Yiwu City, the financial do electric business office, Zhejiang Tailong Bank of Jinhua Yiwu branch, Yiwu United rural banks, the Yangtze River Delta of big data research institute, Zhejiang University of Finance and economics of Hangzhou cloud computing Xinda Data Technology Co Ltd Co of Yiwu city in 2014 silver electrical docking negotiate meeting and their big financial services platform promotion will be held in Yiwu China.
One of the important contents of this activity, is established by the Yiwu departments matchmaking, electric large financial services platform of banking financial institutions, third party research institutions to participate in the joint, the majority of business loans hard to crack.