Banking institution of Yiwu has been cut rate 2015-06-10
In mid May, the financial institution ushered in the second rate cut this year. The benchmark interest rate for the financial institution is down 0.25 percentage points to 5.1%, the one-year deposit base rate is down 0.25 percentage points to 2.25%. At the same time, combined with the reform of the interest rate market, the upper limit of the deposit rate of financial institutions by the deposit rate of 1.3 times the benchmark interest rate adjusted to 1.5 times.
Deposit rate floating cap adjusted to 1.5 times, means that the interest rate market on the road a big step.
After a lapse of nearly half a month, the Bank of Yiwu industry will have what kind of waves? Banking institutions there did not appear to be "a floating ceiling"?
A floating ceiling to 1.5 times the bank is not "a floating ceiling"
After the cut, reporters learned from the Yiwu many banking institutions, after the rate cut, benchmark deposit rate top floating grid is obviously not all banks are able to withstand, Yiwu each bank has not taken the basic "a floating ceiling" move.
Recently, the Yiwu part of the bank in the first time to foreign released a new rate, generally speaking, three months to three years of deposit rates are consistent with the rate cut before. As the benchmark deposit rate fell, the bank's deposit rates are also floating.
And several times before the rate cut after the performance of the more positive bank, this time did not launch the interest rate of the eye. Such as in the last rate cut was the first to shout the slogan of "a floating ceiling" part of the bank and the interest rate level basically in about 20% of the benchmark floating.