Yesterday, reporter learned from the finance office in Yiwu City, Yiwu farmers housing property rights mortgage loan pilot after landing, the Agricultural Bank of China branch in Yiwu and Yiwu, Zhejiang rural commercial banks become Yiwu City, the first batch of docking farmers housing property rights mortgage loan pilot bank signed. With immediate effect, the Yiwu city in line with the conditions of the Agricultural Bank of Yiwu branch of Agricultural Bank of China branch two outlets, Yiwu agricultural firms 81 business outlets to apply for farmers housing property mortgage loan business.

 

Agricultural Bank of China on the property rights of farmers housing mortgage loan period the longest shall not be more than 5 years, according to the relevant provisions of the people's Bank of China and the Agricultural Bank of China to the implementation of the interest rate, loan amount according to the requirements of the loan applicant funds, repayment ability and rural housing mortgage guarantee amount is determined, single family maximum amount does not exceed 300 million yuan, the rural housing mortgage rate highest do not exceed 50%.

 

Yiwu Agricultural Bank for rural housing mortgage loan amount of reference to the state-owned land use rights and housing property rights, the maximum not more than 70% of the value of the assessment. In rural housing mortgage loan period according to different credit products to determine the duration, the longest no more than 8 years. Loan interest rates refer to the implementation of Yiwu agricultural bank mortgage interest rate system.